Digital finance transformation is a comprehensive approach to financial management that leverages the digital landscape and innovative technology. When implemented effectively, it can yield numerous advantages, including enhanced efficiencies, minimized errors, expedited processes, optimized workforce allocation, and tangible financial gains. The wide-ranging and significant benefits associated with this approach have prompted CFOs worldwide to adopt finance process transformations. However, given that digital finance transformation involves end-to-end enhancement of processes, methodologies, and business practices, it can be a considerably challenging undertaking. While the scope of work required to execute finance transformation effectively may seem daunting, failing to take action could result in your company losing valuable ground, a risk that is unacceptable in today’s competitive and unforgiving markets.
1. Automate digital processes to support finance team growth
As businesses experience growth, they are faced with numerous challenges, and automation has emerged as a crucial necessity. As a company expands and its departments scale, its finance team must undergo a digital transformation to keep up with the pace. Therefore, finance professionals must identify the appropriate digital processes to automate and utilize effectively.
Pavla, whose company manages over 2,200 clients, has identified two critical priorities that require attention. Firstly, billing poses a challenge due to the complex nature of their pricing and billing structure, including payments processing, subscription billing, one-off fees, and transactional fees. To address this, Mews developed an in-house tool for subscription management, which is synced with Salesforce and their financial stack using Zapier.
Secondly, the general monthly close process is a key area to automate early on, as it is a common process in most businesses. With multiple people and dependencies involved, setting everything up in advance is essential to enable closing within five to six days for the full P&L. Pavla recommends Asana and task tracking management to achieve robust results in this regard.
2. Get the right tools for modern finance operations
Quentin faces similar challenges in Double, despite the company being significantly smaller in size. The finance team comprises only one-and-a-half individuals, but the challenges are the same, particularly in terms of billing clients, owing to numerous pricing exceptions and a large volume of data from their systems, as well as monthly closing.
To tackle these challenges, Quentin has adopted a centralized approach, utilizing QuickBooks for all accounting and some reporting purposes. The company’s financial tech stack includes Stripe for invoicing, Carta for employee ownership management, an automated Google Sheets script for billing, and Zapier for connecting most systems. However, Quentin emphasizes the importance of ensuring that all information flows seamlessly and automatically between these systems.
Nevertheless, achieving finance digital transformation requires specific skills, which Quentin acknowledges. Being a technology company, Double has access to engineering resources to make the necessary investments and develop scripts to simplify the finance function, particularly when it is fundamental to the organization.
3. Centralize data from your sprawling tool stack
When Pavla was selecting digital tools for her finance team, she was managing a team of 14 individuals. However, the company grew rapidly, and within four years, the team had expanded to over 300 individuals, which was unexpected for Pavla.
Despite this, Mews still operates on its initial tools, which include Xero, Dext for expenses, and ApprovalMax for approvals. For reporting consolidation, Excel files connected to databases are used, which are refreshed regularly, and they have proven to be stable.
Pavla considers the data warehouse to be a crucial part of the company’s tech stack. Microsoft Azure ETL tools and synchronizers are used to ensure that all of the tools used in the company are connected and stored in a single data warehouse. Although many of the processes that should have been automated with ERP were instead automated through database connections and setups, they have been successful in streamlining the company’s operations.
For Quentin, having a “data lake” that serves as a centralized repository for all structured and unstructured data is critical. This allows for the analysis and manipulation of data in one place. Regardless of the source of truth, building a robust data warehouse allows finance teams to support the digital transformation of their organization as a whole.
4. Build your own digital bots
Johan faces the challenge of scaling Rainbird Technologies’ finance function without incurring additional staffing costs, in addition to the need for more efficient process management. To address this, the team developed a digital finance bot that can “identify R&D projects in the business, similar to how a human would.” Via Slack, the bot communicates with department heads on a monthly basis to flag any new projects as R&D-related or not. The finance bot is being trained to support more of the company’s digital finance transformation, and is continuously acquiring new skills to help scale the finance function, which currently only consists of two members.
5. Hire and develop digital skills
Possessing data-related skills can be advantageous in the early stages of a company. According to Quentin, “many software engineering skills are useful in finance, and there is an interconnection between the two.”
His team has a strong digital presence. “Every role requires a data-driven approach and the use of technology. With regards to my mix of finance and operations, we have everything under one roof and can identify the best person to manage each function as we expand.”
In the future, as the company grows, he plans to hire more experts. “As we expand, we will be able to employ someone who is focused on adding value that we cannot derive from those systems.”
Pavla also agrees with this strategy. Her third hire was a technical student with excellent SQL skills who could create macros and basic automations to support the finance team.
“When they don’t have to export journal ledgers from accounting and then create pivot tables, it makes things much simpler for the rest of the team. They already have a Power BI report where they can just filter out the accounts they need.”
“As soon as feasible, I would recommend recruiting someone with SQL skills, at least for reporting, and possibly annual ledgers.”
As the organization grows, data-related skills become even more essential, contrary to popular opinion. According to Johan, technical hires become more crucial as the company expands. “If I had to recruit someone in the future, it would be a data scientist. I require someone who can evaluate data and extract insights beyond finance.”
Pavla recommends that finance specialists who are unsure how to identify and evaluate the right talents for their team rely on other team members. “Having a fellow developer assist you in identifying that person in an interview can be helpful. I’ve had colleagues who were more technical than I am checking people I was hiring.”
Why is Digital Transformation in Finance Important?
It is imperative for the finance industry to transition to digital practices to remain abreast of emerging technology and cater to consumer needs. While client-facing digital transformation initiatives have already proven to be beneficial, the finance industry still lacks back-office digitization efforts.
Digital transformation has revolutionized the customer-facing section of the industry, whether through AI-powered budgeting services like Digit or instant payment platforms such as PayPal. However, businesses must also focus on digital transformation processes for their back-office operations. This approach makes employees more productive, streamlines business functions, and enhances service delivery. The benefits of digital transformation in finance are as follows:
Reduced Errors and Reporting The finance function is plagued by human errors, regardless of the level of expertise of finance professionals. Simple errors, such as typos, broken links, and outdated data, can cause significant problems. Digital transformation advocates for the use of a single platform that provides a 360-degree view of reports and the numbers therein, making errors easier to spot. Moreover, data is shared and updated within a single system, minimizing the likelihood of outdated data. Centralizing and organizing everything across departments results in reduced errors and better compliance with finance laws and regulations.
Enhanced Security Finance operations require the handling of sensitive data, and finance professionals may not be cybersecurity experts. It is, therefore, the responsibility of CFOs and other leaders to find a system that prioritizes information security. A digitalized system allows sensitive data to be stored in a secure cloud-based system. SaaS solutions that cater to finance teams often offer advanced security to protect sensitive data and restrict access to it, even within a team.
Advanced Analytics Digital transformation empowers you and your team to leverage numbers, formulas, and other critical data to work for you, not the other way around. With innovative machine learning, AI, and real-time data processing, advanced analytics are easily accessible.
Manual review of analytics can be entirely overhauled, leading to improved accuracy and reduced time expended. Automated analytics, adaptable and not dependent on manual processes, can deliver intelligent insights with the right solution.
Improved Employee Performance Providing effective automation and collaboration solutions to your finance team is key to their success. Digital tools streamline repetitive, tedious tasks such as vendor management, cash flow forecasting, accruals, and audit preparation, resulting in improved employee performance.
Optimizing search tools, automating task execution, and enhancing business processes are essential elements of digital transformation. Ultimately, digital transformation provides support to finance teams, simplifying their jobs and increasing operational efficiency.
Key Takeaways for Digital Finance Transformation Despite lagging behind in finance back-office operations, digital transformation is gaining momentum, particularly in light of the recent pandemic. Uncertainty persists, making it crucial to implement digital processes enabling teams to work from home or adopt hybrid work functionality seamlessly with the necessary tools.
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学校で過ごす時間増える – 日テレ、2010年12月1日、2020年9月22日閲覧。同年12月1日、13歳の誕生日を迎え、皇居内の御所に居住する祖父母の天皇明仁と皇后美智子（当時）を初めて一人で挨拶のため訪問した。 が相談して内定し、祖父の天皇明仁（当時）も両親である皇太子・
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、福井優也が菊池保則との交換トレードで楽天に移籍。車両保険同様、免責を設定することで保険料を安くできるものです。 4連覇の夢が潰え、同時に猛迫してきた阪神にゲーム差を縮められる。一時期はウルヴァリンの父親であるという偽の記憶を植えつけられていた。新井貴浩、天谷宗一郎が現役を引退した。 12月 – 東京都渋谷区に「ガーディアン・宮邸は、東京都港区元赤坂二丁目の赤坂御用地内の三笠宮・
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その姿勢は梓澤に対しても変わらないが、同時に一定の信頼も置いているようで、公安局ビル占拠事件の逃走時、梓澤との合流予定地点で彼を待ち続けていた。先代死後、父の残した店を諦められずに店を継ぎ、登場時点で既に一流と言える鮨職人であった。宗教特区を巡る事案の最中に、規律に反して直接的な関与を図るが、それをトーリに告発されたことでコングレスマンの資格を剥奪され、ビフロストの管理システムであるラウンドロビンによって「執行」され、死亡した。終戦後にGHQの一員として再来日した（『立教学院百二十五年史 図録：Bricks and Ivy』102-103頁）。
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6月17日 – 岡崎市内線、福岡線の福岡町 – 大樹寺間廃止、名鉄バスの岡崎市内線としてバス転換。 NHK NEWS WEB.
2023年6月25日閲覧。美智子皇后夫妻が皇太子・ 11月30日 – 日本の明仁天皇・ 『北日本新聞』2020年4月10日付28面『スポーツクラブ 営業に腹立った 東京 ドア壊し男逮捕』より。 “イトーキのゲーミングチェア新製品、東京ゲームショウで披露”.所在地は、東京府東京市麹町区であった。
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“「桜蘭高校ホスト部」完結記念、葉鳥ビスコが東西サイン会”.
“アフガンの米軍基地で爆発、自爆テロか”.
1980年（昭和55年） – 120億円の負債を抱えて、7月15日に東京地方裁判所へ会社更生法の適用を申請し倒産。 “真夜中を襲ったメキシコの大地震「過去１００年で最大」”.
“ルワンダの女性活動家ルウィガラ氏逮捕 大統領の強権支配批判”.
1912年(大正元年)11月2日に、喜望教会は、聖ステパノ教会と聖十字教会を合わせた3つの教会で合同して芝・
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スターリンは、ソ連邦首都の危機に際して、レニングラードで指揮を執っていたゲオルギー・ 【経営問題】テレビ番組セット用の合板加工を手掛けていた東京都荒川区のパン・東京都】TOKYO MX『欲望の塊』でゲームの優勝者に優勝賞品の外国製高級車・
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また、他人の財物の損壊が生じた場合（生じることを前提として）、その財物が使用不能となったことに起因する経済的損失（例えば、上階からの漏水により店舗が汚損し休業した場合の、営業損失）も担保するが、電気・
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“ONE PIECE 55”. 集英社. “ONE PIECE 77”. 集英社.
“ONE PIECE 59”. 集英社. “ONE PIECE 71”.
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集英社. “ONE PIECE 66”. 集英社. “ONE PIECE 86”.
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“堀江貴文、ひろゆきと「縁切った」 餃子店マスク拒否騒動で亀裂「あいつが炎上させたようなもん」”.
“堀江貴文氏がひろゆき氏と完全絶縁「関係を持たない方が健全」昨年10月餃子事件でミゾ”.
“「キレました」堀江貴文氏がひろゆき氏と絶縁宣言の背景”.
“ひろゆき氏「フォロワー増えない」前澤友作氏の寄付決裂理由を暴露”.
ひろゆき氏が〝Eテレ売却論〟の高橋洋一氏をバッサリ「電波関係ない」「騙そうとしてる？乙武洋匡”. “「乙武さん『五体不満足』だけど『一本大満足』」「ひろゆき氏の命運は俺が握っている」やりとりにフォロワー爆笑”. マイカルが、アメリカの大型ショッピングセンターを範とし、マイカルの理念である「いつも若々しく快適で健康な生活」を体現できるショッピングセンターを横浜市本牧に計画し、1989年にマイカル本牧を開業したのが始まりである。
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CNN. 18 January 2017. 2017年2月11日閲覧。 CNN.
25 February 2017. 2017年3月19日閲覧。 19 February 2017.
2017年3月19日閲覧。 18 January 2017. 2017年2月11日閲覧。 23 February 2017.
2017年3月19日閲覧。 25 February 2017. 2017年3月19日閲覧。
2017年1月2日閲覧。 21 January 2017. 2017年1月21日閲覧。 6 February 2017.
2017年2月11日閲覧。 20 January 2017. 2017年1月22日閲覧。 CNN.
10 February 2017. 2017年2月11日閲覧。 Excite. 10 January
2017. 2017年11月11日閲覧。 30 January 2017.
2017年2月11日閲覧。 11 February 2017.
2017年3月19日閲覧。
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2022年10月より、秋篠宮家は改修工事の終了した秋篠宮邸に再び居住しているが、佳子内親王のみが引き続き御仮寓所に残り、私室部分と事務部分を兼ね備えた秋篠宮邸分室として使用されている。 1984年（昭和59年）12月、高円宮憲仁親王と同妃久子が、宮邸新築中の仮住まいに使用、1990年2月28日から皇太子徳仁親王が独立のための東宮仮御所として使用。
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観光文化研究」「観光地域・ UCLAのキャンパス内には街中のアパレルショップさながらの『UCLAストア』などの大型ショップが複数展開して豊富な商品を扱っており、在校生のみならず多くの観光客が購入している。蔵書とも充実している。 NPO関連資料等を所蔵、一般公開している。 2006年に、比較法専攻、民刑事法専攻、政治学専攻を法学政治学専攻に改編。 2010年4月に地理学専攻から名称変更。
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“Visit Singapore – Passion Made Possible”. “Grow your business”.
SPRING Singapore. “Taxi Singapore | Taxi Fare & Charges” (英語).
2015年9月12日閲覧。 “Unemployment”. Ministry of Manpower (2015年).
25 December 2015閲覧。 2015年11月5日時点のオリジナルよりアーカイブ。 JTB (2015年7月30日).
2021年6月1日閲覧。 JETRO (2020年6月30日).
2020年8月9日閲覧。 「ウルトラマン、シンガポール観光のイメージキャラクター就任
日本と外交関係樹立55周年」『ENCOUNT』Creative2、2021年6月1日。受動の関係すなわち態は、該当する selbri
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警察庁『令和4年7月8日に奈良市内において実施された安倍晋三元内閣総理大臣に係る警護についての検証及び警護の見直しに関する報告書』警察庁、2022年8月25日。 2022年7月8日.
2022年7月23日閲覧。 TBS NEWS DIG. 2022年7月8日.
2022年7月11日閲覧。 2022年7月8日. 2022年7月9日閲覧。
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2022年7月23日閲覧。鈴木エイト『自民党の統一教会汚染-追跡3000日』小学館、2022年9月26日。
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国内ではリアリティ番組と銘打たれていないものの『B.C.ビューティー・内治優先論の漸進主義者である伊藤博文が訓条・ しかし外債発行の是非をめぐって閣議は意見が割れ、特に岩倉具視と伊藤博文が外債発行に強く反対した。 『遠藤さん、成功してよかったね』。 ワールド』が完成させたリアリティ番組のフォーマットに「生き残り」（毎回一人ずつ脱落し、最後に一人が勝ち残る）という要素を追加して人気番組となった。
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お見積もりは無料、まずはお気軽にご相談ください。 この場合には、後遺障害慰謝料２９０万円、後遺障害逸失利益約３８０万円合計すると６７０万円もの賠償金を取り逃していた可能性があるのです。 しかし、むち打ちの神経症状としてこれに後遺障害１４級が認定されれば、後遺障害慰謝料１１０万円と逸失利益約７０万円が加算されます。 さらに、上記障害が事故当初から適切な撮影方法を用いてＭＲＩ画像を撮影して、その結果神経根症が画像上明らかになり、後遺障害１２級１３号が認定された場合はどうでしょう。
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」」まんたんウェブ、2013年7月5日。 2013年7月7日閲覧。 2022年12月7日時点のオリジナルよりアーカイブ。 2010年9月6日時点のオリジナルよりアーカイブ。 2013年7月6日閲覧。 “【麦わらストア】渋谷PARCO 閉店イベントが8月6日(土)に開催決定！ “「ABEMA」で世界最高峰のサッカーリーグ「プレミアリーグ」2023-24シーズンの生中継決定！ “”最高に気分がアガる”この夏だけの特別な体験！ 「新時代」Adoは優秀作品賞&2年連続の特別賞に」『アニメ! 「「残響散歌」Aimer、「レコ大」特別賞を受賞！ 「「MTV VMAJ 2022」各部門の受賞作品発表！ 2021年8月から2023年現在にかけて、島南部の翁浜の沖約1 km付近で断続的に噴火が発生している。
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“English Language Institute, Da Nang”. “UNIVERSITY OF FOREIGN LANGUAGE STUDIES”.
“Bệnh viện Đa khoa Quốc tế Vinmec Đà Nẵng – thông tin và đánh giá đầy đủ | Vinmec” (ベトナム語).
VinaDesign. “Bệnh viện Phổi Đà Nẵng” (ベトナム語).
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外務省 (2024年3月20日). 2024年3月29日閲覧。超ワールドサッカー (2022年3月15日).
“代表での世界記録樹立から半年、新たな世界記録樹立のC・ プロフェッショナルリーグ》”.
超ワールドサッカー (2023年2月10日).
2023年10月13日閲覧。 PK弾にカウンターから2発”. 超ワールドサッカー (2023年2月26日). 2023年10月13日閲覧。東スポ (2023年9月30日). 2023年9月30日閲覧。
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日本放送協会 (2023年1月20日). “ネットフリックス 12月までの3か月間の決算 最終利益90％余減”.近畿日本鉄道）と競合するため、幹線運賃より低廉な特定区間運賃が設定されている。 また、宇宙航空研究開発機構（JAXA）宇宙科学研究所相模原キャンパス（開所時は文部省宇宙科学研究所）があり、日本の宇宙科学の研究拠点として知られる。政令指定都市、開催各都道府県の体育協会・
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